Welcome to Silicon Valley Global
Digital disruptions are forcing banks to rethink operating models. Today, corporate banking
customers demand real-time interaction, service immediacy, and transparency. They want an
experience on par with that of Uber or Amazon in corporate banking. Start-ups like TransferWise
and Simple Tax have identified this need in retail banking, providing greater convenience in
conducting transactions. The implementation of regulatory directives like PSD2 will result in
banks competing with everyone offering commercial lending, financial services, and banking
With their dominance under threat, retail banking and corporate banking and commercial lending
organizations are embarking on a trajectory for change.
Articulating next-gen retail banking solutions
Traditional players providing core banking solution are striving to reposition
technology platform firms with a banking license. HCL is investing in FinTechs,
modernization, and cognitive
computing to facilitate this transition.
Our Mode 1-2-3 approach ensures that banks evolve in line with disruptions in the ecosystem and
rapidly changing customer dynamics. We enable organizations to become future-proof by fostering
We have entered into a joint venture agreement with DXC Technology to specifically focus on
application modernization, API related services, and product functionality enhancements. Our
partnership with IBM Watson enables us to develop retail banking solutions and core banking
solution in the
space and deliver cognitive capabilities to existing platforms. DRYiCE, an autonomics and
orchestration framework, drives efficiency for the banking sector by automating both standard
and nonstandard tasks.
HCL believes in a collaborative approach and delivers co-innovation lab offerings to banking
sector clients. Our co-innovation lab in London has 150 professionals working with emergent
technologies for applied innovation.
Some of our key achievements in the banking domain are –
The Everest Group PEAK Matrix report recognizes HCL’s commitment to deliver meaningful innovation to the banking sector by leveraging its engineering heritage.
ALT ASM TM leverages Run.Advisor, an industry-best automation and
analytics platform, to enable 360-degree application support and management.
cXstudio TM is an application development delivery framework
unlocking future-ready digital operating models while bringing together businesses and IT
It brings together the best of service-oriented architecture (SOA) and a Java
framework to build a sustainable and streamlined business model.
It provides expertise across loan originations and servicing functions, ranging
from loan onboarding to loan servicing.
It helps provide an integrated view of internal and external cases of fraud
through data accuracy, compliance tools, and business intelligence.
HCL’s Cards micro-vertical delivers end-to-end retail financial services for both
credit and debit cards, from card origination to credit card payments.
HCL's integrated cash management system reduces governance and management expenses,
thereby ensuring complete customer satisfaction.
HCL provides end-to-end solutions across commercial lending and corporate lending,
empowering banks to control operational costs.
HCL has extensive industry expertise in consumer lending in the areas of collection
and collateral management.
HCL’s core banking solutions cover the entire gamut of functionalities, from
customer views to niche zones such as funds transfer.
HCL’s banking solutions are geared for enhanced visibility and augmented control,
preempting operational risks and fraudulent transactions.
HCL offers a comprehensive range of SAP services to enterprise clients,
including business and IT consulting, full-service implementation, and deep Aerospace and
Defense industry subject-matter expertise. We help A&D businesses deploy SAP solutions
globally, reduce operational costs and manage their supply chain, assets and product
BASE90: HCL’s Base90 Aerospace Company for S/4 solution reduces risk, time, and
cost for companies evaluating SAP ERP as a potential enterprise solution or extending their
existing SAP footprint. Built by experts, Base90 extends SAP’s technology by adding SAP
industry-specific preconfigured templates, configuration, and enhancements.
Financial Services: Time to put our bets on “simple”
Unbundling Financial Services for the Digital Generation
The Rise of the Machines: How AI & Cognitive Technologies are Transforming Financial Services
Banks and the Digital Wallet Conundrum
Is your bank future ready?
Next-Generation Banking Regulations Redraw Data Maps
HCL has been positioned as ‘Leader’ on the Global Banking Application Outsourcing PEAK Matrix – 2017 by Everest
Our partnerships allow us to combine each other's strengths, and use this synergy to help our
customers quickly implement and efficiently operate the latest in IT infrastructure. Our large network of
partners allows us to deliver solutions tailor-made for each of our customers.